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Financial Wellbeing

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Forget budgeting apps, try this simple trick instead!

Forget budgeting apps, try this simple trick instead!

The development and evolution of money is one of mankind’s greatest inventions! Whether it’s a farmer, train driver, banker, politician, or something else, the value of work can be seamlessly…

Why financial wellbeing matters for personal mental health

Why financial wellbeing matters for personal mental health

According to the World Health Organization (W.H.O.), an estimated one in eight people globally are living with a mental disorder. As World Mental Health Day approaches (October 10th), it is…

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Pension reform proposals a great deal for State, less so for recipients!

By Frank Conway According to some media reports today, one can receive a higher State pension if they defer claiming it. At present, the State pension pays out €253 per…

Price stability essential to personal financial wellbeing

Price stability essential to personal financial wellbeing

Food and commodity prices have been extremely volatile in recent months. Their stability is essential to personal financial wellbeing.

How to protect your financial wellbeing as inflation squeezes household finances.

How to protect your financial wellbeing as inflation squeezes household finances.

Surging inflation is putting the finances of families all over Ireland under severe pressure and forcing difficult financial decisions. But this will pass. In the meantime, developing some coping strategies is key to financial financial wellbeing.

Why we promote better money skills among students of all ages in Ireland

Why we promote better money skills among students of all ages in Ireland

There is no excuse not to education young adults about money. Today, across Ireland, the MoneyWhizz financial education programme is available at no cost to schools

Buy-now-pay-later startups get a wake up!

Buy-now-pay-later startups get a wake up!

The buy-now-pay-later (BNPL) business model allows online shoppers to split their payments. But big banks are taking note and competing with major implications for BNPL later startups.

Could there be life without electricity in 2022?

Could there be life without electricity in 2022?

2022 is a year of extraordinary developments. Now, there is growing concern that electricity may have to be rationed during the coming winter.

How will price elasticity impact consumer spending, retailers in the months ahead

How will price elasticity impact consumer spending, retailers in the months ahead

With inflation surging, what will the impact be on a vast array of goods and services? Will consumers continue to eat out, travel and heat their homes at the rate they did a year ago?

Some things never went away!

Some things never went away!

Life can present challenges that we may have chosen to ignore. In 2022, the reemergence of war, disease and even surging inflation are stark reminders that events can unfold quickly. Good preparation can shield us.

Why the back-to-school period is an ideal time for parents to discuss money with kids

Why the back-to-school period is an ideal time for parents to discuss money with kids

The financial skills of adults can be unimpressive when it comes to core issues such as taxation, retirement planning, investing as well as key concepts such as compounding. And this…

Understanding Your Financial Personality is Key to Achieving Financial Wellbeing

Understanding Your Financial Personality is Key to Achieving Financial Wellbeing

Achieving financial fitness and having the financial resilience to take on life’s challenges is key your financial wellbeing. But getting there requires a commitment to your financial goals and also,…

Linking financial education with the secondary school business curriculum in Ireland

Linking financial education with the secondary school business curriculum in Ireland

Financial literacy is the possession of the set of skills and knowledge that allows a person to make informed and effective decisions about their money. For today’s secondary school students,…

What the European Central Bank is expected to do with interest rates this month

What the European Central Bank is expected to do with interest rates this month

The era of ultra low interest rates is about to come to an end this month. As the ECB is expected to increase interest rates, mortgage holders will see costs rise.

Why Bitcoin reminds us of the importance of financial education in secondary school

Why Bitcoin reminds us of the importance of financial education in secondary school

The recent and precipitous fall in value of Bitcoin should serve as a reminder of the importance of financial education. Over the course of the last 5 years, its value…

Protecting your financial wellbeing as the cost of living rises

Protecting your financial wellbeing as the cost of living rises

With inflation on the rise, it is important to create some certainty around personal financial resilience. Doing so will help you establish your financial limits and help you stretch your money further.

How inflation erodes the value of money

How inflation erodes the value of money

During the height of the Covid lockdowns, many people were fortunate enough to be able to save a lot of money. This was in large part down to not being…

Protecting your financial wellbeing from inflation

Protecting your financial wellbeing from inflation

Inflation can have a very negative impact on family finances and general financial wellbeing. To counter its impact, it is important to understand what it is and how it can be managed.

Understanding redundancy payment options in Ireland

Understanding redundancy payment options in Ireland

Redundancy represents a major life event for those impacted. To add to the complexity of the financial challenge, those affected often report feeling overwhelmed by having to consider complex financial decisions at the same time, without personal expertise or professional support.

Stock market volatility is part of financial planning

Stock market volatility is part of financial planning

Stock markets underpin so many investments in modern financial planning. As we now enter a period of robust volatility, it is important to keep things in perspective.

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