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When it comes to personal finance, trust is everything!

When it comes to personal finance, trust is everything!

You don’t get to know people until you spend some time with them. And spending time, discussing their money questions can be extremely revealing. This week, for four days, my…

Have you ever worked in the UK? Don’t miss out on a valuable pension opportunity

Have you ever worked in the UK? Don’t miss out on a valuable pension opportunity

The UK tax authority (HMRC) has confirmed that the deadline has now been extended to the 5th April 2025 If you live in Ireland but have spent time working in the UK,…

Boom or Bust! How Three Different Investments Performed!

Boom or Bust! How Three Different Investments Performed!

As stock markets roar back to life following the inflation-led slump, some might assume all investments rise in tandem. But unfortunately, that is not the case. Some investments are better…

Mortgages for the few!

Mortgages for the few!

Mortgage lending activity in Ireland to first-time buyers, second-time buyers and buy-to-let investors for all of 2023 reached almost 36,000 units. That is roughly the same number as in 2022,…

Three investments with three very different outcomes.  

Three investments with three very different outcomes.  

Where you put your money can make a big, big difference. For this review, three investments are explored.   Buyout Bond PRSA ETF Fund analysis covers the period 25/01/2023 –…

Loud Budgeting

Loud Budgeting

Want a new fad when it comes to your money? Well, look no further than loud budgeting. In a nutshell, its just the same old budgeting process dressed up for…

Mortgage Process Ireland

Mortgage Process Ireland

The mortgage lending process is complex and requires a careful approach for would-be buyers.

Trust, facts, and tax. The real reasons why people leave money on the table.

Trust, facts, and tax. The real reasons why people leave money on the table.

It is estimated that Irish taxpayers fail to claim back hundreds of millions of Euro each year in qualifying tax refunds from Revenue. And many more fail to beat the…

How to save and invest in Ireland in 2024

How to save and invest in Ireland in 2024

When it comes to saving and investing your money, there is a lot more choice in the Irish market than was the case even half a decade ago. But first,…

Women match men on financial skills but education key to learning

Women match men on financial skills but education key to learning

People that participate in work-based financial wellbeing seminars demonstrate a higher rate of financial skills than the general population. This is the key finding of a new survey from MoneyWhizz,…

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No, your credit report is not damaged because you were late paying that electricity bill! 

This is a typical situation. Peter arrives in Ireland from another country. He wants to get established, including opening a bank account, and access credit. With few local contacts and…

4 Strategies To Pay Off Credit Card Debt in 2024

4 Strategies To Pay Off Credit Card Debt in 2024

By lowering credit card debt in 2024, borrowers will put more money back into their pockets Frank Conway If you carry credit card balances month to month, it can be…

With the mortgage market in 1988 mode, it’s time to modernise the personal investment landscape.

With the mortgage market in 1988 mode, it’s time to modernise the personal investment landscape.

The S&P index has risen by over 20% this year and funds linked to it have followed. €20,000 invested in January 2023 would have risen to over €24,000 as of…

Some tax reliefs are better than others

Some tax reliefs are better than others

Tax relief is not created equal, some are more beneficial than others and many consumers sense this!  There are about 80 different consumer tax reliefs in Ireland today. Some are…

6 Money Lessons Every Student Should Know

6 Money Lessons Every Student Should Know

Money must be one of the greatest inventions of all time. Thanks to money, the work we do can be quickly and easily converted into cash. A farmer in Kerry…

The demonising of mortgage holders is wrong!

The demonising of mortgage holders is wrong!

This week, the Irish Government announced that some mortgage interest relief would be made available to mortgage holders. It was, in the overall scale of budgetary measures a relatively modest…

How the cost-of-living crisis impacts mental health and wellbeing

How the cost-of-living crisis impacts mental health and wellbeing

Over the course of the last 2 years, one thing has become clear. Many employees across Ireland are struggling with the cost-of-living crisis. A significant number of people in their…

3 ways Irish savers can be supported in Budget 2024

3 ways Irish savers can be supported in Budget 2024

Whether or not banks increase deposit rates will not make a whole lot of difference to savers. Even if banks or the State increase yields on savings accounts or State…

Interesting facts about money

Interesting facts about money

German valleys and dollar bills – The word dollar originated from the German term, thaler, a shortened version of the word Joachimthalers. The word thaler comes from the German root…

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