Category: <span>Questions from the floor</span>

Overpay a mortgage or top-up a pension? Where you put your money can really make a difference!

27th January 2025 Financial Wellbeing, Questions from the floor, Retirement Planning

While inflation remains stubbornly high, the ECB will have little choice but to keep increasing interest rates. For many mortgage holders, this can pose a challenge.

Q. Should I go the do-it-yourself investing route or use a financial adviser?

6th October 2021 Financial Wellbeing, Investing, Questions from the floor, Saving and Investing

People are being presented with an increasing number of options when it comes to investing. Some offer a robust do-it-yourself approach. But just because you can go the DIY route, should you?

How does financial I.Q. impact financial wellbeing?

14th September 2021 Financial literacy, Financial Wellbeing, Investing, Questions from the floor

In today’s world of complex money concepts, it is essential to have a grounded understanding of how it works. This is really important from a broad financial wellbeing perspective.

Q. How much could the China crackdown on tech firms impact my retirement fund and my long-term financial wellbeing?

2nd September 2021 Financial Wellbeing, Investing, Questions from the floor, Retirement Planning

The latest moves by Chinese authorities to ensure tech firms based there are in full regulatory compliance has impacted stock valuations. This can have far-reaching consequences, especially when it comes to pension funds.

With the Irish Credit Bureau set to close will this affect my credit rating?

6th July 2021 Financial Wellbeing, Questions from the floor

With the closure of the Irish Credit Bureau scheduled by year end, this is unlikely to have any significant impact on the credit worthiness of those applying for consumer credit.

I am 35 and I don’t know if I’ll ever be able to buy my own home. Is my financial wellbeing in retirement in jeopardy?

5th July 2021 Financial Wellbeing, Questions from the floor, Retirement Planning

Financial wellbeing in retirement can be achieved any number of ways, not just through the ownership of property. Pension enrolment and protecting one’s health are also major considerations.

High risk investing gets rewarded in Ireland!

2nd July 2021 Financial literacy, Financial Wellbeing, Questions from the floor, Saving and Investing

Investing at the best of times can be a real challenge. But in Ireland, some higher risk investing attracts lower taxes than is the case for lower risk options, where the applicable taxes are significantly higher.

I’m 25, isn’t it too early to start a pension?

25th June 2021 Investing, Questions from the floor, Retirement Planning

Starting a pension may seem to be something for those at an advanced stage of their careers. However, due to the impact of compound interest, starting early is the smart choice.

Q. I own some Bitcoin. Do you think that El Salvador declaring it legal tender in that country is the start of other countries doing the same?

18th June 2021 Questions from the floor

Recently, the El Salvador government announced it would make Bitcoin legal tender. While it may have grabbed the international headlines, the move is unlikely grab the hearts of its citizens or the international community.

Q. I noticed that the US Federal Reserve has said that they will begin to increase interest rates in about 2-years time. Does this mean that my mortgage costs will probably rise here too?

17th June 2021 Questions from the floor, Saving and Investing

Rising inflation is forcing central banks to look at rate increases. While it will have little impact on savings and borrowing costs in Ireland, it will most likely impact pension valuations.

Q. I have been reading about ‘meme stocks’ and how they can really rise in value. Do you think I should buy some?

16th June 2021 Questions from the floor

Meme stocks are a creature of FOMO and social media. Whether they represent a sound investment choice will still require a traditional investment approach to evaluate.

Category: <span>Questions from the floor</span>

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