A quick, honest snapshot of where you stand across the 7 pillars of financial health — and what to do next.
Takes about 3 minutes
7 simple questions — one for each area of your financial life. No personal data stored. Your score and personalised guidance appear instantly.
Emergency Fund
Debt
Budgeting
Retirement
Protection
Savings Goals
Wellbeing
For educational purposes only — not financial advice. MoneyWhizz — Registered in Ireland No. 527180 · Privacy Policy
Emergency Fund1 of 7
How many months of living expenses do you have saved as an emergency fund?
Money you can access quickly — separate from day-to-day spending — for unexpected bills or loss of income.
How would you describe your current debt situation?
All debt: mortgage, car loan, credit cards, personal loans, buy-now-pay-later, credit union loans.
How well do you track where your money goes each month?
Be honest — no judgement here. Awareness is the first step to taking control.
How confident are you about your retirement or pension savings?
Includes any workplace pension, PRSA, personal pension, or other long-term retirement savings.
How well protected is your family if something unexpected happened to you?
Consider life assurance, income protection, serious illness cover, and whether you have a will.
How are you progressing on short or medium-term savings goals?
Holiday, home deposit, home improvements, new car, children’s education fund.
Overall, how does thinking about your finances make you feel?
Your emotional relationship with money matters just as much as the numbers.
Question 1 of 7
Your Financial Wellbeing Score
0out of 100
How you scored across each area
Your next steps
This check gives you a snapshot — not a full financial plan. Explore our free tools or speak with MoneyWhizz about our full range of financial wellbeing supports and tools. Ideal as an employee benefit focusing on education, self-help, guided financial direction and long-term financial wellbeing.
