Put a budgeting plan in place for financial success in 2025. But don’t over-complicate it, keep it simple, manageable and achievable.
Redundancy represents a major life event for those impacted. To add to the complexity of the financial challenge, those affected often report feeling overwhelmed by having to consider complex financial decisions at the same time, without personal expertise or professional support.
Tax relief: Claiming back what is yours in 2022
7th January 2022
7th January 2022
Family Budgeting
Budgeting, financial well-being, money management, revenue, tax relief ireland
How the tax system operates can be intimidating for lots of people. However, over the years, Revenue has been making it easier for taxpayers to apply for a whole range of tax refunds, tax relief and tax credits. Make 2020 the year you take tax back from Revenue, after all, they want you to take back what is rightfully yours!
If you’ve been fortunate enough to have enjoyed a little extra money in your account since working from home, don’t let returning to the office cause a relapse of old spending habits. By putting a simple plan in place, you can boost your savings.
Since nobody can predict with any certainty as to when a reasonable state of “normality” will return, we should plan according. The tips and tricks that boost one’s personal financial wellbeing in good times are doubly important when times are challenging, like now.
How to reduce financial stress and improve your well-being
15th May 2020
15th May 2020
Covid-19, Family Budgeting
Budgeting, Covid-19, financial wellbeing, Spending, Stress
Stress can have a significant impact on our financial wellbeing. So it is important to first understand what the different forms of stress are and then, to take some key steps to learn to live with stress and even manage it. In this short article, Frank Conway examines the impact of stress and essential steps one can take to control it.
How to build an emergency fund during a crisis
28th March 2020
28th March 2020
Covid-19, Family Budgeting, Financial Wellbeing
Covid-19, Emergency Fund, Tax Refund, Tax Relief
Our recommendation has always been to build and maintain an emergency fund equal to 3-6 months living expenses. It is still possible to build an emergency fund during the Covid-19 emergency but one needs to be extra diligent and resourceful
PCP car finance options can prove attractive due to low monthly repayments. However, from an overall personal finance perspective, they can prove more expensive than some users can afford. It is important to work out the total cost before signing up for a PCP.