Category: Covid-19

What Irish SMEs should know about the Credit Guarantee Scheme for

The purpose of the SME Credit Guarantee Scheme is to encourage additional lending to SMEs by offering a partial Government guarantee (currently 80%) to banks against losses on qualifying loans to eligible SMEs. The Credit Guarantee Scheme does not substitute for conventional lending that would otherwise have taken place.

4 practical financial planning tips as you adjust to life beyond Covid-19

Since nobody can predict with any certainty as to when a reasonable state of “normality” will return, we should plan according. The tips and tricks that boost one’s personal financial wellbeing in good times are doubly important when times are challenging, like now.

How to reduce financial stress and improve your well-being

Stress can have a significant impact on our financial wellbeing. So it is important to first understand what the different forms of stress are and then, to take some key steps to learn to live with stress and even manage it. In this short article, Frank Conway examines the impact of stress and essential steps one can take to control it.

Business planning process must factor for Covid-19 costs

The business planning process has changed significantly as a result of covid-19 and the long-term impact is still unknown. However, the emerging blueprint points to a costlier business model even before consumer behaviour is factored in.

Why your sleep cycle matters for your financial well-being

The primary factors that impact the quality of sleep are stress, physical pain, personal finances, social isolation/loneliness. Financial stress has a major health impact including increased incidents of migraines, ulcers and depression. This can also lead to poorer work performance and workplace absenteeism.