Financial Wellbeing

Linking today’s current affairs with schools financial education

Over the course of the last decade, MoneyWhizz has been actively involved in the development and delivery of a range of financial education programmes designed specifically for teenage students. At…

9th August 2021 Financial literacy

Planning for back-to-school costs

The cost of education in Ireland can be steep for families up and down the country. Parents and students need to take a long-term approach to planning and budgeting.

4th August 2021 Family Budgeting, Investing

What the latest mortgage statistics really tell us

What Ireland needs now is some amount of firm intervention at State level. The setting up of a State bank with the sole responsibility to either underwrite, guarantee or purchase mortgage loans (off the books of commercial banks) would be one way of supporting the overall population to access mortgage credit.

27th July 2021 Financial Wellbeing

With the Irish Credit Bureau set to close will this affect my credit rating?

With the closure of the Irish Credit Bureau scheduled by year end, this is unlikely to have any significant impact on the credit worthiness of those applying for consumer credit.

6th July 2021 Financial Wellbeing, Questions from the floor

I am 35 and I don’t know if I’ll ever be able to buy my own home. Is my financial wellbeing in retirement in jeopardy?

Financial wellbeing in retirement can be achieved any number of ways, not just through the ownership of property. Pension enrolment and protecting one’s health are also major considerations.

5th July 2021 Financial Wellbeing, Questions from the floor, Retirement Planning

Managing inflation risk to your saving and investing strategy

As the talk of inflation increases, understanding how to beat its impact on the value of money is more important than ever.

3rd July 2021 Saving and Investing

High risk investing gets rewarded in Ireland!

Investing at the best of times can be a real challenge. But in Ireland, some higher risk investing attracts lower taxes than is the case for lower risk options, where the applicable taxes are significantly higher.

2nd July 2021 Financial literacy, Financial Wellbeing, Questions from the floor, Saving and Investing

I’m 25, isn’t it too early to start a pension?

Starting a pension may seem to be something for those at an advanced stage of their careers. However, due to the impact of compound interest, starting early is the smart choice.

25th June 2021 Investing, Questions from the floor, Retirement Planning

Q. I own some Bitcoin. Do you think that El Salvador declaring it legal tender in that country is the start of other countries doing the same?

Recently, the El Salvador government announced it would make Bitcoin legal tender. While it may have grabbed the international headlines, the move is unlikely grab the hearts of its citizens or the international community.

18th June 2021 Questions from the floor

Q. I noticed that the US Federal Reserve has said that they will begin to increase interest rates in about 2-years time. Does this mean that my mortgage costs will probably rise here too?

Rising inflation is forcing central banks to look at rate increases. While it will have little impact on savings and borrowing costs in Ireland, it will most likely impact pension valuations.

17th June 2021 Questions from the floor, Saving and Investing

Q. I have been reading about ‘meme stocks’ and how they can really rise in value. Do you think I should buy some?

Meme stocks are a creature of FOMO and social media. Whether they represent a sound investment choice will still require a traditional investment approach to evaluate.

16th June 2021 Questions from the floor

Understanding the difference between frauds and scams

It is important to protect against frauds and scams to protect your financial wellbeing

18th May 2021 Family Budgeting, Financial Wellbeing

Key consideration for first-time buyers in Ireland

Buying a first home in Ireland can be a daunting process. However, what is important is that applicants have a regular income and a good credit history. Beyond that, there are a range of practical steps and considerations that are relatively easy to follow.

26th March 2021 Financial Wellbeing, First-time buyers

Home office on a budget

A great home office space can be put in place for relatively little cost. It’s important to plan out what is required, set a budget and stick with it.

26th February 2021 Financial Wellbeing

4 Steps to Good Financial Planning in 2021

A good financial plan will help you to establish your life goals and a realistic strategy to achieve them. It will also help you monitor your progress along the way,…

7th January 2021 Financial Wellbeing

Shop securely online this Christmas

2020 is the year where many people have turned to online shopping in a major shift in consumer behaviour. Of course, much of the change has been driven by the…

15th November 2020 Financial Wellbeing

Practical considerations for redundancy preparation in Ireland

Losing a job is a major life event. Good redundancy preparation is the bedrock to managing it in the future Frank Conway – Founder of MoneyWhizz The job market in…

22nd August 2020 Financial Wellbeing

4 practical steps to managing back-to-school expenses

Back-to-school is an expensive time of year for any parent. If they plan to borrow, they can use some practical step to keep long-term costs low

21st August 2020 Family Budgeting, Financial literacy, Financial Wellbeing

Every business recovery plan requires safe payment options

There’s no doubt the arrival of COVID-19 in Ireland was as unexpected as it was sharp. Businesses across the country have been challenged like never before. In addition to the devastation Covid-19 has inflicted on cash-flow and day-to-day operations, it has also introduced significant challenges too. This includes how business owners can plan for and protect the health of its customers.

24th July 2020 Business, Financial Wellbeing

EU stimulus package is a vote for the future of Europe

The €750 billion landmark EU stimulus agreement is significant for many reasons, not least the scale of it.

21st July 2020 Business

Financial Wellbeing

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