People that participate in work-based financial wellbeing seminars demonstrate a higher rate of financial skills than the general population. This is the key finding of a new survey from MoneyWhizz,…
This is a typical situation. Peter arrives in Ireland from another country. He wants to get established, including opening a bank account, and access credit. With few local contacts and…
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By lowering credit card debt in 2024, borrowers will put more money back into their pockets Frank Conway If you carry credit card balances month to month, it can be…
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The S&P index has risen by over 20% this year and funds linked to it have followed. €20,000 invested in January 2023 would have risen to over €24,000 as of…
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Tax relief is not created equal, some are more beneficial than others and many consumers sense this! There are about 80 different consumer tax reliefs in Ireland today. Some are…
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Money must be one of the greatest inventions of all time. Thanks to money, the work we do can be quickly and easily converted into cash. A farmer in Kerry…
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This week, the Irish Government announced that some mortgage interest relief would be made available to mortgage holders. It was, in the overall scale of budgetary measures a relatively modest…
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MoneyWhizz has developed an extensive library of content on how the personal finance system works in Ireland, and globally. It has published a financial education framework. This sets out an…
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Over the course of the last 2 years, one thing has become clear. Many employees across Ireland are struggling with the cost-of-living crisis. A significant number of people in their…
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Whether or not banks increase deposit rates will not make a whole lot of difference to savers. Even if banks or the State increase yields on savings accounts or State…
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German valleys and dollar bills – The word dollar originated from the German term, thaler, a shortened version of the word Joachimthalers. The word thaler comes from the German root…
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Capital Gains Tax on Shares in Ireland Ireland does not have a particularly strong tradition on the purchase and sale of equities (shares). And, where it does, it can sometimes…
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Across Ireland today, personal savings are more likely to drive inflation than too much money being lent out. For example, despite a surging population, mortgage lending in Ireland remains stagnant.…
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Late last year, the U.S. Securities and Exchange Commission (SEC) announced charges against Kim Kardashian for touting crypto on social media while failing to disclose that she was being paid to do so. Kardashian…
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Financial fitness is important as a life skill. And doing so requires consistency in approach to day-to-day financial decisions.
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Financial wellbeing can only be achieved when others have true financial literacy. This includes the skills to challenge financial advisers when things just don’t seem right.
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Auto-enrolment is designed to get more people saving towards their retirement. This can have far-reaching consequences for their long-term financial wellbeing.
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A higher State pension from age 70 may sound great. But the numbers may no be good for your financial wellbeing.
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Financial exploitation has been called “the crime of the 21st century” that is being committed by a broad spectrum of perpetrators. A key factor in some cases of elder financial…
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