Category: <span>Financial Wellbeing</span>

5 Budget Tips for Budget Success in 2025

Put a budgeting plan in place for financial success in 2025. But don’t over-complicate it, keep it simple, manageable and achievable.

Changes to State Pension calculations will impact Irish that lived abroad.

If you worked abroad, you are likely to be impacted by changes to the State pension calculations. So it will be important to understand actions you need to take.

Understanding Euro Cost Averaging: A Simplified Guide

In the world of investing, timing the market has long been heralded as a challenging, if not
impossible, endeavour. Investors seeking steady returns often grapple with the volatility of
markets, particularly during uncertain economic times.

Bare Trusts, Beneficiaries and Tax

What is a trust? A trust is a legal arrangement where assets are held by trustees for the benefit of one or more people. Types of trust? Three common forms…

Impact of Alzheimer’s On Financial Wellbeing Revealed Long Before Diagnosis – Study

A new study from the US reveals that long before people develop Alzheimer’s, they often exhibit signs of cognitive decline by falling behind on mortgage payments, credit card bills and…

4 pension mistakes people make (and how to avoid them)

When it comes to a private pension, the tax benefits on offer in Ireland are extra generous. But not enough people fully understand how they work. Following are some common…

3 reasons things are looking up for families across Ireland in 2024

There has been a lot of difficult news over the last 2 years when it comes to personal finance. But, as it stands, 2024 appears to be one that might…

Financial Wellbeing

Financial wellbeing in the workplace is important for a number of reasons. Not least, the wellbeing of staff and colleagues has become a key focus for a number of reasons…

When it comes to personal finance, trust is everything!

You don’t get to know people until you spend some time with them. And spending time, discussing their money questions can be extremely revealing. This week, for four days, my…

Have you ever worked in the UK? Don’t miss out on a valuable pension opportunity

The UK tax authority (HMRC) has confirmed that the deadline has now been extended to the 5th April 2025 If you live in Ireland but have spent time working in the UK,…

Boom or Bust! How Three Different Investments Performed!

As stock markets roar back to life following the inflation-led slump, some might assume all investments rise in tandem. But unfortunately, that is not the case. Some investments are better…

Loud Budgeting

Want a new fad when it comes to your money? Well, look no further than loud budgeting. In a nutshell, its just the same old budgeting process dressed up for…

Trust, facts, and tax. The real reasons why people leave money on the table.

It is estimated that Irish taxpayers fail to claim back hundreds of millions of Euro each year in qualifying tax refunds from Revenue. And many more fail to beat the…

Women match men on financial skills but education key to learning

People that participate in work-based financial wellbeing seminars demonstrate a higher rate of financial skills than the general population. This is the key finding of a new survey from MoneyWhizz,…

No, your credit report is not damaged because you were late paying that electricity bill! 

This is a typical situation. Peter arrives in Ireland from another country. He wants to get established, including opening a bank account, and access credit. With few local contacts and…

4 Strategies To Pay Off Credit Card Debt in 2024

By lowering credit card debt in 2024, borrowers will put more money back into their pockets Frank Conway If you carry credit card balances month to month, it can be…

With the mortgage market in 1988 mode, it’s time to modernise the personal investment landscape.

The S&P index has risen by over 20% this year and funds linked to it have followed. €20,000 invested in January 2023 would have risen to over €24,000 as of…

Some tax reliefs are better than others

Tax relief is not created equal, some are more beneficial than others and many consumers sense this!  There are about 80 different consumer tax reliefs in Ireland today. Some are…

6 Money Lessons Every Student Should Know

Money must be one of the greatest inventions of all time. Thanks to money, the work we do can be quickly and easily converted into cash. A farmer in Kerry…

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