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Financial Wellbeing

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UK pension buyback anomalies

By Frank Conway A few weeks ago, I was assisting a client on their UK pension buyback questions. Having worked in the UK for 13 years, they now wanted to…

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8 ways the DeepSeek entry in the A.I. race will impact you

Today’s stock market meltdown happened because a lot of smart people spent too much money on developing A.I. technologies in Silicon Valley. At the same time, over in China, a…

Overpay a mortgage or top-up a pension?  Where you put your money can really make a difference!

Overpay a mortgage or top-up a pension? Where you put your money can really make a difference!

While inflation remains stubbornly high, the ECB will have little choice but to keep increasing interest rates. For many mortgage holders, this can pose a challenge.

Why you should always confirm your PRSI credits

Why you should always confirm your PRSI credits

With changes to qualifying for the State pension (contributory) well under way, people are urged to check their details. This is particularly important for anyone with earned tax credits from abroad.  This is especially…

Why inflation is always your greatest financial risk

Why inflation is always your greatest financial risk

Inflation is one of the four major risks to your financial wellbeing. And even though it has fallen significantly since peaking in late 2022, its corrosive impact never goes away.…

Pension Challenge (Master Class)

Pension Challenge (Master Class)

The pension system in Ireland can be complex. But we have put together a 25-question challenge that is designed to quiz and teach users.

Retirement planning as part of a successful financial wellbeing approach

Retirement planning as part of a successful financial wellbeing approach

Planning for financial wellbeing in retirement takes a long-term approach. It should be done factoring for inflation and personal needs today.

5 Budget Tips for Budget Success in 2025

5 Budget Tips for Budget Success in 2025

Put a budgeting plan in place for financial success in 2025. But don’t over-complicate it, keep it simple, manageable and achievable.

Changes to State Pension calculations will impact Irish that lived abroad.

Changes to State Pension calculations will impact Irish that lived abroad.

If you worked abroad, you are likely to be impacted by changes to the State pension calculations. So it will be important to understand actions you need to take.

Understanding Euro Cost Averaging: A Simplified Guide

Understanding Euro Cost Averaging: A Simplified Guide

In the world of investing, timing the market has long been heralded as a challenging, if not
impossible, endeavour. Investors seeking steady returns often grapple with the volatility of
markets, particularly during uncertain economic times.

Bare Trusts, Beneficiaries and Tax

Bare Trusts, Beneficiaries and Tax

What is a trust? A trust is a legal arrangement where assets are held by trustees for the benefit of one or more people. Types of trust? Three common forms…

Impact of Alzheimer’s On Financial Wellbeing Revealed Long Before Diagnosis – Study

Impact of Alzheimer’s On Financial Wellbeing Revealed Long Before Diagnosis – Study

A new study from the US reveals that long before people develop Alzheimer’s, they often exhibit signs of cognitive decline by falling behind on mortgage payments, credit card bills and…

4 pension mistakes people make (and how to avoid them)

4 pension mistakes people make (and how to avoid them)

When it comes to a private pension, the tax benefits on offer in Ireland are extra generous. But not enough people fully understand how they work. Following are some common…

3 reasons things are looking up for families across Ireland in 2024

3 reasons things are looking up for families across Ireland in 2024

There has been a lot of difficult news over the last 2 years when it comes to personal finance. But, as it stands, 2024 appears to be one that might…

Financial Wellbeing

Financial Wellbeing

Financial wellbeing in the workplace is important for a number of reasons. Not least, the wellbeing of staff and colleagues has become a key focus for a number of reasons…

When it comes to personal finance, trust is everything!

When it comes to personal finance, trust is everything!

You don’t get to know people until you spend some time with them. And spending time, discussing their money questions can be extremely revealing. This week, for four days, my…

Have you ever worked in the UK? Don’t miss out on a valuable pension opportunity

Have you ever worked in the UK? Don’t miss out on a valuable pension opportunity

The UK tax authority (HMRC) has confirmed that the deadline has now been extended to the 5th April 2025 If you live in Ireland but have spent time working in the UK,…

Boom or Bust! How Three Different Investments Performed!

Boom or Bust! How Three Different Investments Performed!

As stock markets roar back to life following the inflation-led slump, some might assume all investments rise in tandem. But unfortunately, that is not the case. Some investments are better…

Loud Budgeting

Loud Budgeting

Want a new fad when it comes to your money? Well, look no further than loud budgeting. In a nutshell, its just the same old budgeting process dressed up for…

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