ESG considerations from an investing perspective has taken on a much more significant role in recent years. In fact, it is accelerating to a point, it may be forcing brands to make significance to how they operate, trade and manage employees.
![Investing: taking a closer look at the ESG impact](https://moneywhizz.org/wp-content/uploads/2019/09/MoneyWhizz-Saving-and-Investing-800x533.jpg)
ESG considerations from an investing perspective has taken on a much more significant role in recent years. In fact, it is accelerating to a point, it may be forcing brands to make significance to how they operate, trade and manage employees.
In Ireland, while the general cost of paying for the educators is paid for through general taxation, there is a wide set of costs that need to be understood and factored for in advance of a child starting or returning to school, including the many different education costs.
Since nobody can predict with any certainty as to when a reasonable state of “normality” will return, we should plan according. The tips and tricks that boost one’s personal financial wellbeing in good times are doubly important when times are challenging, like now.
Stress can have a significant impact on our financial wellbeing. So it is important to first understand what the different forms of stress are and then, to take some key steps to learn to live with stress and even manage it. In this short article, Frank Conway examines the impact of stress and essential steps one can take to control it.
The business planning process has changed significantly as a result of covid-19 and the long-term impact is still unknown. However, the emerging blueprint points to a costlier business model even before consumer behaviour is factored in.
The primary factors that impact the quality of sleep are stress, physical pain, personal finances, social isolation/loneliness. Financial stress has a major health impact including increased incidents of migraines, ulcers and depression. This can also lead to poorer work performance and workplace absenteeism.
Our recommendation has always been to build and maintain an emergency fund equal to 3-6 months living expenses. It is still possible to build an emergency fund during the Covid-19 emergency but one needs to be extra diligent and resourceful