Back-to-school is an expensive time of year for any parent. If they plan to borrow, they can use some practical step to keep long-term costs low
There’s no doubt the arrival of COVID-19 in Ireland was as unexpected as it was sharp. Businesses across the country have been challenged like never before. In addition to the devastation Covid-19 has inflicted on cash-flow and day-to-day operations, it has also introduced significant challenges too. This includes how business owners can plan for and protect the health of its customers.
In Ireland, while the general cost of paying for the educators is paid for through general taxation, there is a wide set of costs that need to be understood and factored for in advance of a child starting or returning to school, including the many different education costs.
Since nobody can predict with any certainty as to when a reasonable state of “normality” will return, we should plan according. The tips and tricks that boost one’s personal financial wellbeing in good times are doubly important when times are challenging, like now.
The primary factors that impact the quality of sleep are stress, physical pain, personal finances, social isolation/loneliness. Financial stress has a major health impact including increased incidents of migraines, ulcers and depression. This can also lead to poorer work performance and workplace absenteeism.
How to build an emergency fund during a crisis
28th March 2020
28th March 2020
Covid-19, Family Budgeting, Financial Wellbeing
Covid-19, Emergency Fund, Tax Refund, Tax Relief
Our recommendation has always been to build and maintain an emergency fund equal to 3-6 months living expenses. It is still possible to build an emergency fund during the Covid-19 emergency but one needs to be extra diligent and resourceful