Friday. December 5th, 2025
Killorglin Community College was the setting for the second round of the MoneyWhizz in-class financial literacy presentations. Thanks to the work of Grace O’Sullivan and Principal Fiona O’Brien, the Killorglin area students learned about some really important aspects of the money system. Frank Conway, the Founder of MoneyWhizz was on hand to talk the students about earning income, taxes, credit, debt and personal credit profiles. Plus, aside from all the money talk, there was a little fun also!

How to read a payslip.
For the income discussion, a mix of Junior Cycle students were given an opportunity to engage and learn about various ways of earning income. Critically, the class was given an in-depth explanation of how to read a payslip and the meaning of various payslip deductions. Those included PAYE, PRSI, Benefit-in-Kind and much more.
Personal credit records
Separately, the second presentation of the morning focused on Credit and Debt. Here, students learned about term loans, credit cards, Buy-Now-Pay-Later and even mortgages. Also, they were shown how different forms of credit can cost far more than others. Plus, the class also learned about the importance of protecting a personal credit rating.
Are you a saver or spender?
To wrap the morning up, the students were had a little fun. Frank Conway ran the students through their paces when he tested their Spending and Saver profiles. In this class test, the group leaned more towards savers than spenders, even though it was fairly obvious that some individual students were leaning more towards the Spender profile.
Money skills for life.
The objective of the financial literacy talks is to prepare student about how the personal money system works. The MoneyWhizz programme provides a 6-part financial literacy course designed especially for secondary school students. Those include Earning and Income, Saving and Spending, Credit and Debt, Investing, Insurance and Protecting and finally, Budgeting and Planning.
The savvy Killorglin Community College students have now shifted the dial of financial literacy a little more in their favour.
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