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Financial Wellbeing

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MoneyWhizz Wellbeing Seminars

MoneyWhizz Wellbeing Seminars

For working families, preparing for life events has always been important. But with so many areas of personal finance to consider, where do you begin? At MoneyWhizz, we have developed…

Mitigating The Impact of Divorce on Financial Wellbeing

Mitigating The Impact of Divorce on Financial Wellbeing

Firsthand Insights from a Mortgage Underwriter My introduction to the financial repercussions of divorce came during my time as a mortgage underwriter in the United States. The gravity of divorce’s…

The CCPC focuses on the wrong target with estate agents, seller report

The CCPC focuses on the wrong target with estate agents, seller report

The Competition & Consumer Protection Commission of Ireland is tasked with a broad remit of consumer protection. It can mean many things to many people but in general, its task…

5 Mistakes to Avoid for a Better Retirement

5 Mistakes to Avoid for a Better Retirement

Despite the fact Ireland offers generous tax benefits for saving into a private pension, about a third of Irish workers fail to take advantage. This is according to the latest…

By design and default: How Ireland makes it so difficult for retail investing

By design and default: How Ireland makes it so difficult for retail investing

The latest mortgage lending figures have been released. And while they make for positive reading for first time buyers, up to a point, they are less so for almost everyone…

Retail landlords are near-extinct according to the latest mortgage drawdowns

Retail landlords are near-extinct according to the latest mortgage drawdowns

The latest mortgage draw-down data from the BPFI reveals that first time buyers are by far and away the only segment of the mortgage market that is growing. In the…

Despite economic growth, Ireland’s mortgage market remains stuck in 1988 mode!

Despite economic growth, Ireland’s mortgage market remains stuck in 1988 mode!

By Frank Conway The mortgage market in Ireland today is experiencing about the same level of activity as it did in 1988. And since 2018, the overall number of units…

Why factoring for inflation is critical to successful retirement planning

Why factoring for inflation is critical to successful retirement planning

By Frank Conway Factoring for inflation should be central to retirement planning. With the on-again, off-again rollout of pension auto-enrollment delayed until January 2026, the focus on retirement planning is…

Concerned about pension fees? Don’t!

Concerned about pension fees? Don’t!

Pension fees are a feature of paying for the professional services that manage pension funds. It can be a workplace pension or one you have set up yourself, like a…

Ignoring the TikTok money advice: you don’t need to take out credit to get a mortgage!

Ignoring the TikTok money advice: you don’t need to take out credit to get a mortgage!

There is a broad misconception that to qualify for a mortgage, applicants need to have taken out credit before. As mortgage applications go here in Ireland, this is wrong! Mortgage…

No point blaming the bankers for low returns

No point blaming the bankers for low returns

Interest rates are coming down. This is really positive news for those with loans directly linked to ECB interest rates. Like those with tracker mortgages. But for those with cash,…

What happens to driving tests and car insurance  when A.I. takes over?

What happens to driving tests and car insurance when A.I. takes over?

Over the past few weeks, the trade tariff war launched by the U.S. has thrown a lifeline to the driving instruction industry across Ireland. When it comes to car companies…

Why you never pay the full rate of tax you might think you do

Why you never pay the full rate of tax you might think you do

Tax is a complicated business. And for most taxpayers, many struggle to correctly identify how much they actually pay each year. Little wonder that so few take full advantage of…

Filing for a tax refund in Ireland

Filing for a tax refund in Ireland

You do not need to file a tax return in Ireland. However, if you have items like tax refunds, credits etc that you feel you are entitled to, then you…

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What Are Tariffs and How Do They Affect You? 

Frank Conway is a qualified financial adviser and the founder of MoneyWhizz. He has worked in the personal finance industry for 30 years, in the US and Ireland. He has…

The things people do that drive financial planners crazy.

The things people do that drive financial planners crazy.

Earning income is your greatest source of building financial security. And by the time the tax authorities have taken their slice, essential bills are paid, and you have some fun,…

Be fraud aware for your financial wellbeing

Be fraud aware for your financial wellbeing

The following alert has been received by a member of the public. The screenshot of the image below is a sample of an attempted fraud / scam doing the rounds…

In addition to financial literacy, people seek financial fairness!

In addition to financial literacy, people seek financial fairness!

As the Department of Finance prepares to launch its National Financial Literacy Strategy later this week, the question on the minds of many starting out in their careers is not…

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Free financial education resources across Ireland

By Frank Conway Every day, I work with adults across Ireland on their financial planning needs. Some are employed in jobs that do not always pay a lot. Others are…

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UK pension buyback anomalies

By Frank Conway A few weeks ago, I was assisting a client on their UK pension buyback questions. Having worked in the UK for 13 years, they now wanted to…

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8 ways the DeepSeek entry in the A.I. race will impact you

Today’s stock market meltdown happened because a lot of smart people spent too much money on developing A.I. technologies in Silicon Valley. At the same time, over in China, a…

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