Posts for : July 2025

By design and default: How Ireland makes it so difficult for retail investing

The latest mortgage lending figures have been released. And while they make for positive reading for first time buyers, up to a point, they are less so for almost everyone…

Retail landlords are near-extinct according to the latest mortgage drawdowns

The latest mortgage draw-down data from the BPFI reveals that first time buyers are by far and away the only segment of the mortgage market that is growing. In the…

Despite economic growth, Ireland’s mortgage market remains stuck in 1988 mode!

By Frank Conway The mortgage market in Ireland today is experiencing about the same level of activity as it did in 1988. And since 2018, the overall number of units…

Why factoring for inflation is critical to successful retirement planning

By Frank Conway Factoring for inflation should be central to retirement planning. With the on-again, off-again rollout of pension auto-enrollment delayed until January 2026, the focus on retirement planning is…

Concerned about pension fees? Don’t!

Pension fees are a feature of paying for the professional services that manage pension funds. It can be a workplace pension or one you have set up yourself, like a…

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